Retirement & Investment Tax Planning

Grow Wealth. Minimize Taxes. Secure Your Future.

 

Your retirement and investment decisions have long-term tax consequences — but with proactive planning, you can maximize returns and keep more of what you earn. At Silvia Ibrahim, CPA, we help individuals and business owners build smarter strategies for tax-efficient investing and retirement planning.

 

Whether you're preparing for retirement, managing a growing portfolio, or deciding how to exit a business, we provide expert guidance to align your financial goals with the tax code.

 

Our Retirement & Investment Tax Planning Services Include:

 

• Tax-Efficient Retirement Planning

We help you choose the right retirement accounts — including IRAs, Roth IRAs, 401(k)s, SEP-IRAs, and Solo 401(k)s — based on your income, business structure, and long-term goals.

 

• Contribution & Distribution Strategies

We guide you on how much to contribute (and when), as well as how to take distributions in retirement to minimize taxable income and avoid penalties.

 

• Roth Conversions & Timing

Thinking of converting traditional retirement funds to a Roth IRA? We help you evaluate if, when, and how to do it based on your tax bracket, income phase-outs, and future plans.

 

• Investment Tax Planning

We review your investment accounts to help reduce taxes through strategies such as asset location, tax-loss harvesting, and capital gains planning.

 

• Required Minimum Distributions (RMDs)

We calculate and help manage RMDs after age 73 (or 75 under SECURE Act 2.0), ensuring compliance and avoiding costly IRS penalties.

 

• Estate & Wealth Transfer Planning Coordination

For clients with significant assets, we work with estate planners to coordinate tax-efficient gifting, inheritance, and legacy strategies.

 

Who This Is For:

 

•     Individuals nearing or in retirement
•     Business owners planning exits or succession
•     High-income earners looking to reduce tax exposure
•     Investors with taxable brokerage accounts
•     Families building generational wealth

 

Why Work With Silvia Ibrahim, CPA?

 

• Over 15 years of experience in retirement & tax strategy
• Personalized planning tailored to your life stage and goals
• Coordination with your financial advisor or investment team
• Secure, confidential guidance with year-round availability

 

Plan Smarter. Retire Stronger.

 

The best retirement plans aren’t just about saving — they’re about optimizing taxes along the way. Let Silvia Ibrahim, CPA help you protect your wealth and plan your future with confidence.

 

• Call: (818) 322-9286
• 📧 Email info@silviaibrahimcpa.com
• 📍 Serving Clients in California & Nationwide